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Using Encouragement to Overcome Psychological Barriers to Saving in Peru

Researchers: Dean KarlanSendhil MullainathanJonathan ZinmanPartners: Caja Municipal de Ahorro y Credito de Ica S.A.Catholic Relief ServicesConsorcio de Organizaciones Privadas de Promoción al...

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Access to Savings in Nepal

Researchers: Silvia PrinaPartners: Good Neighbour Service Association (GONESA)Yale Economic Growth CenterSample:  1,236 women across 19 slums in Pokhara, Nepal Country: NepalStatus:  Ongoing Short...

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Transaction Costs, Bargaining Power, and Savings Account Use

Researchers: Simone SchanerPartners: Family BankSample:  749 married couples Country: KenyaStatus:  Ongoing Policy Issue:Transaction costs such as account opening, maintenance, and operating fees pose...

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Saving for Health Expenditures in Kenya

Researchers: Pascaline DupasJonathan RobinsonSample:  771 individuals, 113 ROSCAs Country: KenyaStatus:  Ongoing Short Description:  Testing the demand for and impact of commitment savings devices...

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Reducing Barriers to Saving in Malawi

Researchers: Xavier GinéJessica GoldbergDean YangAdditional Researchers:  Lasse Brune Partners: Opportunity InternationalSample:  3,150 farmers in 299 clubs Country: MalawiStatus:  Complete Short...

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Text Message Loan Repayment Reminders for Micro-Borrowers in the Philippines

Researchers: Dean KarlanJonathan ZinmanAdditional Researchers:  Melanie Morten Partners: Green Bank, Inc.Microenterprise Access to Banking (MABS) myClick Technologies IncRural Bank of MabitacSample:...

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Text Message Reminders and Incentives to Save in Bolivia

Researchers: Dean KarlanMargaret McConnellSendhil MullainathanJonathan ZinmanPartners: EcofuturoSample:  9,652 clients of Ecofuturo's programmed savings accounts in 2008; 6,119 clients in 2009 Country:...

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Small Consumer Loans for the Working Poor in South Africa

Researchers: Rita HamadDean KarlanJonathan ZinmanAdditional Researchers:  Lia C. H. Fernald, Emily J. OzerPartners: National Science Foundation (NSF)The Bill & Melinda Gates FoundationSample:  787...

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Testing for Peer Screening and Enforcement in Microlending: Evidence from...

Researchers: Gharad BryanDean KarlanJonathan ZinmanSample:  4,408 borrowers Country: South AfricaStatus:  Complete Short Description:  Examining whether borrowers have private information on the...

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Psychological Responses to Microfinance Loan Recovery Strategies in Peru

Researchers: Dean KarlanSendhil MullainathanJonathan ZinmanPartners: PRISMASample:  2000 individual loans clients plus sponsors Country: Peru/Bolivia/ParaguayStatus:  Complete Short Description:...

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The Psychology of Debt: An Experiment in the Philippines

Researchers: Dean KarlanSendhil MullainathanPartners: Research Institute for Mindanao Culture at Xavier UniversitySample:  250 vendors in the vicinity of Cagayan de Oro City who repeatedly fall into...

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Determinants of Microcredit Delinquency in the Philippines

Researchers: Dean KarlanSendhil MullainathanPartners: Rural Bank of MabitacSample:  1500 new and repeat clients of the Rural Bank of Mabitac Country: PhilippinesStatus:  Complete Short Description:...

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The Impact of Microcredit in the Philippines

Researchers: Dean KarlanJonathan ZinmanPartners: 3IE - International Initiative for Impact EvaluationAcumen FundFirst Isabela Cooperative (FICO)First Macro Bank (FMB)First Valley BankNational Science...

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Borrower Responses to Fingerprinting for Loan Enforcement in Malawi

Researchers: Xavier GinéJessica GoldbergDean YangPartners: Malawi Rural Finance Company (MRFC)Sample:  249 Agricultural Clubs with 3,500 Paprika farmers Country: MalawiStatus:  Complete Short...

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Impact of Rural Microcredit in Morocco

Researchers: Bruno CreponFlorencia DevotoEsther DufloWilliam ParientePartners: Agence Francaise de Developpement (AFD)Al AmanaInternational Growth Center (IGC)Sample:  162 rural villages Country:...

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